The FCA expects lenders to learn the lessons from good and poor practice during the coronavirus (Covid-19) pandemic to help borrowers during the cost-of-living squeeze. The FCA acted quickly during the pandemic to put in place guidance that led to more than five million payment deferrals for mortgage and credit customers. This was followed by guidance on tailored support. In a report published today, the FCA found examples of firms delivering good outcomes for customers – but others must …
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Why you should have a Will
Married people Did you know that if your spouse dies without a Will, you may not inherit the entire estate. It is irrelevant how long you have been married – the rules are set in stone and can be harsh. For example, if the estate, excluding the personal possessions is valued at £570K the spouse will only be automatically entitled to the sum of £420K. This is all very well if the children are your own but what if it is a second marriage and they don’t approve of you? Do this leave you with …
Welcome Michele Henderson
We are very pleased to announce that Michele Henderson is joining us next month to head our Wills and Probate department. Michele is a private client lawyer and full member of the prestigious Society of Trust and Estate Practitioners (STEP) with wide ranging professional experience gained with law firms in Cheshire as well as Lexcel accredited Liverpool City Centre Law firm. A warm, friendly and compassionate person Michele takes time to explain matters to clients in a clear and sympathetic …