PRA Group Claim Dismissed by Judge at Preliminary Hearing (by Colin Quinn) Today I represented a consumer at a preliminary hearing, in respect of his defence to a claim issued by PRA Group (UK) Limited. The claimant was suing the defendant for money it alleged was outstanding, in respect of an alleged credit agreement regulated by the Consumer Credit Act 1974. The claimant said it was able to bring a claim against the defendant as all rights and duties in respect of the alleged credit agreement …
Check Your Credit File
THE IMPORTANCE OF CHECKING YOUR CREDIT FILE Credit reference agencies collect and store information which is used to determine your credit score. The information they hold can affect your chances of being accepted for credit. This could include a mobile phone contract, car finance, a loan or credit card. We have received a number of enquiries from people who have discovered that they have CCJ's on their credit files and knew nothing about them. A lot of these CCJ's have come from claims …
All About Debt Forum
All About Debt is a forum which helps people with debt problems such as threatened legal action or County Court Judgments (CCJ's), through shared experiences, good advice and friendly support in stressful circumstances. We often advise members on the forum. Update 6 October 2020: We are pleased to say that All About Debt forum (all-about-debt.co.uk) is back online. They had a major technical glitch, but that has now been resolved. Welcome Back !! As always, we at Joanna Connolly …